I find most credit unions use a combination of both. Using emotion with the cognitive approach can give you the advantage.
Another Sensible Debt Solution: A Home Equity Line-of-Credit
As low as 3.99% APR*
Put your home to work for you with a Home Equity Line-of-Credit. Rates are as low as 3.99% APR* with credit lines of up to $250,000. A great rate will save you money and make payments easy to manage.
Use your Home Equity Line for most any need:
- Bill consolidation
- Home improvements
- A special purchase opportunity
- New vehicle
As you repay your credit line, it’s replenished for you to use again and again. It’s a flexible, low-cost way to consolidate debt, pay for purchases, or make home improvements. You may also qualify for tax advantages. Please consult your tax advisor.
Your home’s equity really can work for you! To apply, visit www.xyz.org or call us today.
This is a short piece I wrote for one of my MPI credit union clients.